So, we use Store Credit as our main “shown to the public” offer price, and with other payout methods (like cash) we have a discount.
I know it is a nice surprise at the end of a - Lock in offer - deal to see you can get more value by choosing a different method, be that transfer, store credit, zelle, or whatever you have to offer - But at the moment, we have a monthly budget for cash deals, thus have been pushing in store credit as the main price.
Due to this, we have had to remove cash from the store as an option, as there is no way to have a Negative % to discount, instead of boost a price (up to)
Having a default Payout method, would quickly solve that issue and let us show whichever method pricing we would like on the users front end, with then the option to select a lower amount if another method is desired.